BOB'S BLOG

Lenders will place your home into 1 of 3 "buckets":  Primary Home, Second Home, or Investment Property.

Cash-Out loans can help you improve your overall cash flow and help improve credit score all at the same time.

The Cost of Waiting is sometimes more expensive than the refinance transaction itself!

Given a choice between Mortgage Brokers or Mortgage Lenders - choose the Broker! Why? It boils down to 2 criteria:  lower costs and more options (and a bonus 3rd is they provide a better service).

Investment properties can be very lucrative if you have sufficient capital, credit score, and time management skills.  Real estate is a huge wealth builder.   However, there are many strategies that should be considered when co...

The most common conversation that I have with clients involves - what does it take to be qualified for a mortgage? With the many types of mortgage products that exists and even more types of personal situations ther...

Can you refinance your Fixed ARM Loan to another Fixed ARM? This can be a very successfully strategy in reducing your lifetime interest expenses.

There are 2 keys to a successful ARM Refinance strategy ...

Rising home values are a gift to borrowers with a FHA mortgage with values increasing over 20% in much of the U.S. in the last few years.   If you have an FHA loan that benefited from the loan down payment option, your loan to v...

You have to out-bid or out smart cash buyers! Having a strategy early in the process is critical to success. As a "financed buyer" in a sellers market, you can take some added steps to make your offer s...